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* THE OPERATOR OF THIS WEBSITE IS NOT A LENDER AND DOES NOT MAKE CREDIT DECISIONS. This website acts as a
service to connect you with providers of loans and does not constitute an offer or solicitation to lend. The
operator of this website is not an agent, representative, or broker of any service provider or lender. The
operator of this website does not endorse any particular service provider, lender, nor loan product. The
registration information submitted by you on this website will be shared with one or more participating partners.
The operator of this website does not guarantee that completing an inquiry form will result in you being connected
with a service provider or lender or being offered a loan product. Terms and Conditions may vary between service
providers or lenders. You are under no obligation to use this website or service to initiate contact with a
service provider or lender, request credit or any loan product, or accept a loan from a participating provider.
The operator of this website will not charge you for any products or services.
** Lenders may perform credit checks through credit reporting bureaus, but they are required to obtain consent or
permissible purpose prior to pulling a consumer’s credit report. Given the nature of the credit being provided, lenders
in our network are more likely to obtain such reports through alternative providers and not the large national credit
reporting bureaus (i.e. Experian, Equifax, or Trans Union).
*** This service is not available in all states, and the states serviced by this website may change from time
to time, without notice.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY,
NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET
WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY. SEE www.mymoney.gov FOR MORE DETAILS.
Personal Loans Rate and Terms Disclosure: Rates for personal loans provided by lenders range between 3.99-35.99% APR with terms from 6 to 24 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent or good credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 8%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 11.51%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of Oct 1, 2019, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties.
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